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7 mins read

Follow These 9 Tips for a Successful Home Based Business

In today’s connected world, it is not always necessary to have a big space or a warehouse to run a business. Thanks to the internet, all you need to run a business these days is just one small spare room.

Since more and more people are using remote strategies to pursue entrepreneurship with their headquarters at home, home based businesses are currently on the rise.

But again, just with any other business, starting a home based business comes with its own set of complications. From advertising to zoning, there is always something that will require your attention. Though this type of business allows you to run operations from your comfort zone, one of the biggest challenges faced by home-based entrepreneurs is maintaining professionalism at all times.

Here are some tips to keep you focused on your quest to make your home-based business a success and reap maximum benefits:

Determine If Your Ideas Are Appropriate for a Home Based Business

Home-based businesses are in vogue right now, but not all home-based businesses are guaranteed to work out. Starting a business out of your home requires you to consider a variety of factors, including your location, zoning, legal restrictions, licensing, work style, personality, and your family’s needs.

For example, you cannot start a manufacturing business in a residential neighborhood. And if your business involves a lot of in-person client interaction, it may not be practical to conduct your operations at your home office.

Narrow down your list of ideas to businesses that:

  • Are feasible to conduct from a home office
  • Allow most of the work to be done from home rather than on site

This will leave you with a list of business ideas that are practical and possible for you to start a business from your own home.

Examine Your Skills

Honing your skills can take time. You may be good at writing content or really good at designing or drawing. But running a successful business often requires acquiring new skills, such as marketing, cold-calling, or organizing skills. So you need to adjust the scope of your business based on your current skill levels.

Create a Proper Business Plan

For any business idea to be successful, there should always be a concrete business plan. The plan will act as a roadmap for success, laying out a plan for every aspect of the business from marketing to budgeting. A plan prevents you from going haywire and wasting unnecessary time on irrelevant things. It will help you to clearly understand your goals, prioritize the main business tasks, and ensure that your objectives are met on time.

A business plan will also be a must as your business grows, because small business lenders, investors, and potential partners will certainly ask for a business plan.

Moreover, as a business owner, a good plan will guide you to achieve specific targets as you grow. Operating a home-based business should have an appropriate short and long-term plan and specific steps to achieve along the way.

Create Business Networks

Even a home-based business owner must have a network of business relationships. How else will you be aware of current business trends and tools, and fill gaps in your personal experience?

You can join business associations that organize business events and conferences in order to stay updated on emerging issues in the business world. Join your local chamber of commerce to meet and form relationships with other business owners in your area.

Treat Your Business Like a Full-Time Job

One of the biggest attractions of home-based businesses is the comfort of working from home and the ability to work flexible hours. But this has proved to be a downside for many since having your working space combined with your leisure space can interfere with productivity.

It’s crucial that you come up with a schedule that dictates your working hours, make it known to your family, and restrict any distractions or interference. Therefore, setting aside certain time slots entirely for work is a good place to start.

Maintain Separate Business Space

Set aside a specific area in your home just for business. During working hours, keep all home activities at bay and never let them interfere with your business operation. If you have even one or two employees working for you, ensure that you have adequate supplies and materials they will need to carry out day-to-day operations, as well as a website and designated space for them to work.

Wear the Right Clothes

More often than not, people who work from home are tempted to wear whatever is within reach, even if it’s a pair of old pajama shorts. You don’t need to wear formal attire, but sticking to business casual helps keep your brain on the right track and promotes a professional mindset. When entertaining clients, you should dress to impress and stay appropriate to your industry.

Don’t Hold Back on Marketing

Your home-based business will also require a significant amount of time, investment, and of course, marketing. Though marketing can sometimes be a bit of a challenge for home based businesses, it’s significant to spend a few bucks on a marketing strategy, including a website and social media, to introduce your product or services to new customers. A quality marketing campaign can never go wrong and can, in fact, bring in huge returns.

Get the Right Licenses and Registration

Just like with any other business, licensing and registration of home-owned businesses are also mandatory, and every startup should adhere to all the rules and regulations set by different states and government authorities.

Running a home-based business? Lendistry supports small businesses and provides them with the resources they need to grow. For more information, call 888-594-7270.

4 mins read

5 Tips to Follow for a Successful Construction Project

Construction projects require a lot of coordination and expertise. You need to make sure that you have the right people working on the project and that it is being monitored properly. Keep reading to find out some of the tips and tricks that you can follow to ensure a successful construction project.

Always Start with a Plan

You don’t want to jump into a project without knowing its full scope or how long it’s going to take. You need to know what resources are needed and are available for the job and how much time it will take to complete specific tasks. Make sure you have a detailed plan of action before you begin working on any part of your project.

Communication Is Central to Success

Once you’ve planned your project, it’s essential to communicate with everyone involved in the process so that they understand their roles and responsibilities, as well as any changes that come along the way.

Communication can help keep costs down by reducing unnecessary work for contractors and subcontractors who may not have been apprised of any changes made by other parties involved in a project’s construction phase. It will also help keep everyone on track so that deadlines are met and budget estimates remain accurate throughout each stage of the construction project.

Finance Management Is Crucial

Finance management during construction requires careful oversight from all parties involved in order to avoid overspending during the initial stages. This includes monitoring budget levels throughout various stages so that funds aren’t used up prematurely due to unforeseen circumstances.

Keeping a close eye on your budget lets everyone stay on track financially throughout the construction project. It also ensures that money isn’t wasted unnecessarily due to miscommunication between stakeholders about how much certain aspects of construction, such as utility upgrades, might cost them.

Sticking to a Schedule Is Extremely Helpful

There are a lot of things to keep in mind when managing a construction project, but one of the most important aspects is time. Keeping a close eye on the timeline of the project and making sure that each task is completed on schedule is crucial to the success of the project. By staying on top of the schedule, you can avoid expensive delays and ensure that the project is completed on time and within budget.

You Need to Be Able to Adapt to Changes

There are always unforeseen circumstances that can arise during a construction project, and being able to adapt to these changes is crucial. By being flexible and adaptable, you can make the necessary adjustments to ensure that the project stays on track no matter what happens. Keeping all stakeholders informed of all progress and changes that occur can help avoid potential problems down the road, and if any do arise, they can be fixed at an early stage.

Construction is a very tough field, and every project has its own challenges. There are so many things that can go wrong and so many things that you need to keep under control. Hence, try to keep track of everything, including your finances.


Lendistry uses cutting-edge technology to provide small business owners with efficient and effective financial solutions that cover all their needs, including financing construction projects. Contact Lendistry to learn more.

1 min read

This Black Owned Payment Platform For Pharmacies Just Raised $1.3M

HealNow is a Black owned payment platform that helps pharmacies to improve patient onboarding and modernize their patient experience.

HealNow was founded by Halston Prox and Joshua Smith in 2018 and has now raised a total of $1.4M in reported equity funding.

black owned payment platform
Halston Prox

This includes the most recent seed funding round of $1.3M from investors that include Softbank Opportunity Fund, Alabama Futures Fund.

black owned payment platform
Joshua Smith

HeallNow allows patients to pay co-payments, schedule deliveries (or express pickup) and enter medical information online. They also enable pharmacies to offer online payments of prescriptions.

Their solution allows healthcare organizations to increase revenue by capturing more sales of prescriptions, over-the-counter medications, and other medical products from every discharged patient. Keeping all pharmacy orders in-network.


Tony O. Lawson

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2 mins read

Black Owned Credit Unions You Should Know

Black-owned credit unions have long been a cornerstone of financial stability and empowerment for the Black community.

Founded in response to systemic discrimination in traditional banking, these institutions have provided access to essential financial services, fostered financial literacy, and promoted economic growth within underserved communities.

Today, Black-owned credit unions continue to serve as a beacon of hope, offering a safe and welcoming space for Black individuals to achieve their financial goals.

Black Owned Credit Unions

FAMU Federal Credit Union (Tallahassee, FL)

black owned credit union

Unity of Eatonville Financial Credit Union (Eatonville, FL)

Credit Union of Atlanta (Atlanta, GA)

Omega Psi Phi Fraternity Federal Credit Union  (Toccoa, GA) 

black owned credit unions

South Side Community Federal Credit Union  (Chicago, IL) 

Urban Beginnings Choice Federal Credit Union (Fort Wayne, IN)

Southern Teachers & Parents Federal Credit Union (Baton Rouge/Thibodaux, LA) 


MECU Credit Union (Baltimore, MD)

Hope Credit Union (Jackson, MS)

St. Louis Community Credit Union  (St. Louis, MO)

Greater Kinston Credit Union  (Kinston, NC)

Concord Federal Credit Union (Brooklyn, NY)

Urban Upbound Federal Credit Union  (Long Island City, NY)

Urban Upbound Federal Credit Union  (Queens, NY)

Faith Community United CU  (Cleveland, OH)

Toledo Urban Federal Credit Union  (Toledo, OH)

Hill District Federal CU  (Pittsburgh, PA)

Faith Cooperative Federal Credit Union  (Dallas, TX) 

Mt Olive Baptist Church FCU  (Arlington, TX)

Oak Cliff Christian Federal Credit Union  (Dallas, TX)

Howard University Employees Federal Credit Union  (Washington, DC)

Phi Beta Sigma Federal Credit Union (Washington, DC)


Virginia State University FCU  (Petersburg, VA)

black owned credit unions

The For Members Only (FMO) Federal Credit Union (Digital)

by Tony O. Lawson

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3 mins read

Fund Created to Help Black Farmers in Detroit Purchase Land in the City

On Friday, June 19, in honor of Juneteenth, a coalition of local food activists established a new fund to help Black farmers purchase land in Detroit. The Detroit Black Community Food Security NetworkOakland Avenue Urban Farm in the North End, and Keep Growing Detroit developed the Detroit Black Farmer Land Fund, which will help foster more land ownership among black farmers in the city who face greater barriers in purchasing property.

Jerry Hebron, a director for Oakland Avenue Urban Farm, described her farm’s challenges with acquiring the property they grow on in a Facebook live post. “We had a lot of issues with the acquisition process, particularly because we started out on a commercial district and the city of Detroit — although our work was very good — felt like there may be a higher and better use for the land,” she said. “So it took us about 15 years to make the first acquisition.” Since 2015, Hebron says that the farm has been successful in acquiring land by working with the city, but she is aware of other black farmers who have not had as much success.

Many people in the community lack the capital to compete with developers who have increasingly bought up large swaths of property in the city limits. “For several years I’ve found that it’s just easier for white growers to purchase land. It’s easier for them to navigate the system. And I find that it’s really an uneven playing field,” Tepfirah Rushdan, director of Keep Growing Detroit, said in an announcement shared to Youtube. “We all know that things are changing in the city. Development is happening at a quicker pace, and I’m worried that people who are growing on their land and they don’t own it, that they’re going to start to get displaced.”

Applications will be released in July for the funding and will be evaluated through a blind review process using an established rubric. The group plans to announce the winners in September. The project has already received nearly $16,000 since Friday on Gofundme. Donations can be made to the site or via CashApp to $detroitblackfarmer.

The need for more secure agriculture in the city has become even more evident since the onset of the novel coronavirus pandemic, which has sent shockwaves through the food system and disrupted the supply chain. At the same time, the nation is experiencing an uprising sparked by anger over the killing of Breonna Taylor, George Floyd, and Ahmaud Arbery, and other Black people.


Source: Detroit Eater


Related: The Ultimate List of Black Owned Farms & Food Gardens

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1 min read

Black Banks That Are Still Operating In 2021

The number of Black banks operating in the U.S. fell 54 percent between 2001 and 2016. Many have either been acquired or have simply gone out of business.

We’ve compiled the most recent and up to date list of the banks that are still Black owned and managed and are still operating in 2021.

Black Banks

Alamerica Bank (Birmingham, AL)

Broadway Federal Bank  (Los Angeles, CA)

Carver Federal Savings Bank (New York, NY)

Carver State Bank (Savannah, GA)

Citizens Trust Bank (Atlanta, GA)

black banks
Citizens Trust Bank

Citizen Trust Bank (Birmingham, AL)

Citizens Bank (Nashville, TN)

Columbia Savings and Loan (Milwaukee, WI)

City National Bank (Newark, NJ)

Commonwealth National Bank (Mobile, AL)

First Independence Bank (Detroit, MI)

The Harbor Bank (Baltimore, MD)

GN Bank (Chicago, IL)

Industrial Bank (Washington D.C.)

black banks
Industrial Bank

Liberty Bank (New Orleans, LA)

Liberty Bank (Baton Rouge, LA)

Liberty Bank (Kansas City, MO)

Liberty Bank (Chicago, IL)

Liberty Bank (Jackson, MS)

Mechanics & Farmers Bank (Durham, NC)

OneUnited Bank (Miami, FL)

OneUnited Bank (Boston, MA)

United Bank of Philadelphia (Philadelphia, PA)

Unity National Bank (Houston, TX)


Tony O. Lawson

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